Right to inspect corporate charge registers secures creditor and member access; refusal draws fines and tribunal-ordered inspection. Section 144 grants creditors and members the right to inspect instruments creating charges and the register of charges at the company's registered office during business hours subject to reasonable company restrictions; others may inspect on payment of a prescribed fee. Refusal to allow inspection renders the company and defaulting officers liable to a fine and daily continuing fines, and the Tribunal or Central Government may order immediate inspection.