Secured creditor voting rights require lodging particulars and votes only on balance after deducting security value. A secured creditor who does not surrender his security must state the particulars of the security, the date it was given and the value at which he assesses it in his proof (for court winding up) or lodge a like statement with the liquidator or at the registered office before a voluntary liquidation meeting; the creditor may vote only for the balance due after deducting the assessed value of the security.