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of <h1>Non-Contestable Clause: Protects policyholders from fraud or rescission claims after a specified period.</h1> A non-contestable clause, as defined in Black's Law Dictionary, 4th Edition, provides protection to the insured by limiting the time frame within which charges of fraud, mistake, or rescission can be raised. This clause ensures that once the insured has acted in reliance on the policy by paying premiums and foregoing other insurance options, they are safeguarded against late claims questioning the validity of the policy.
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