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of <h1>Property encumbrances include mortgages, liens, and easements that burden land title and transfer with ownership</h1> Encumbrance refers to a burden or charge upon property that constitutes a legal liability diminishing the land's value. It includes mortgages, liens, easements, or any claim that runs with the property and affects title. The burden must arise from human acts or omissions, not natural causes. Encumbrances create charges on property that transfer with ownership and represent legal obligations that reduce property value. Courts have consistently defined encumbrance as any legal liability that burdens property title, including deeds of trust and easements that attach to and follow the land through successive ownership transfers.
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