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          Materiality in insurance: non disclosure affects a prudent insurer's decision on risk acceptance and policy terms. Meaning of material in insurance law: a fact is material if it would influence a prudent insurer's judgment in accepting a risk or fixing the premium. Materiality is assessed objectively, depends on surrounding circumstances and the information sought, and non disclosure of vital information affects the insurer's decision and the policy's terms.
                            Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.
                              Provisions expressly mentioned in the judgment/order text.

                                  Materiality in insurance: non disclosure affects a prudent insurer's decision on risk acceptance and policy terms.

                                  Meaning of material in insurance law: a fact is material if it would influence a prudent insurer's judgment in accepting a risk or fixing the premium. Materiality is assessed objectively, depends on surrounding circumstances and the information sought, and non disclosure of vital information affects the insurer's decision and the policy's terms.


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