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<h1>Acceptance of public deposits requires prescribed eligibility, annual credit rating disclosure, and creation of a security charge.</h1> A public company meeting prescribed net worth or turnover thresholds may accept deposits from non-members if it complies with section 73(2) requirements and rules, obtains and discloses a recognised credit rating covering net worth, liquidity and ability to pay annually during the deposit tenure, and, for secured deposits, creates within thirty days a charge on assets at least equal to the deposits in favour of deposit holders; the Chapter's provisions apply mutatis mutandis.