Charge and set off rights allow societies to appropriate member shares and dividends to satisfy member debts. A multi State co operative society has a charge on a member's (including past or deceased members') share, contribution, interest in capital, deposits and on any dividend, bonus or profits payable in respect of any debt due from such member or the estate of a deceased member to the society, and may set off any sum credited or payable to the member or estate in or towards payment of that debt.