Contributory provident fund protection prevents funds credited by employees and society from use in society business or attachment. A multi State co operative society may, subject to the Employees' Provident Fund and Miscellaneous Provisions Act and prescribed employee thresholds, establish a contributory provident fund to which employee and society contributions are credited under the bye laws; monies standing to the credit of such fund must not be used in the society's business, do not form part of the society's assets, and are not liable to attachment or other process.