Deposit pricing discretion: banks may set deposit rates within regulatory ceilings without mandatory pass-through of swap benefits. Banks retain discretion to price deposits within the applicable regulatory ceiling and are not categorically required to pass swap-derived benefits to depositors; deposit rates must remain within prevailing regulatory guidance.
Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.
Provisions expressly mentioned in the judgment/order text.
Deposit pricing discretion: banks may set deposit rates within regulatory ceilings without mandatory pass-through of swap benefits.
Banks retain discretion to price deposits within the applicable regulatory ceiling and are not categorically required to pass swap-derived benefits to depositors; deposit rates must remain within prevailing regulatory guidance.
Full Summary is available for active users!
Note: It is a system-generated summary and is for quick reference only.