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<h1>Account lockout requires waiting, then use Forgot Password to obtain and change a default password; contact support.</h1> Repeated incorrect password entries trigger an account lockout requiring the user to wait fifteen minutes, then use the 'Forgot Password' option with user name, authorized person's email and case sensitive captcha; a default password is emailed to the authorized contact and must be changed on login, or the user may email the Reserve Bank for assistance if unable to reset.