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<h1>Premature withdrawal of FCNR(B) deposits requires approaching RBI for swap unwinding; banks may use permitted foreign currency sources pending unwinding.</h1> Banks experiencing dollar outflow from premature withdrawal of FCNR(B) deposits must approach the RBI to unwind the swap; meanwhile they may arrange funds from other permitted sources of foreign currency funding pending the RBI unwinding, subject to FEMA and regulatory constraints.