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          FEMA

          Can the housing finance companies raise ECB for on-lending to individual borrowers exclusively for flats/units in the affordable housing projects as defined in Harmonised Master List of Infrastructure Sub-sectors notified by Government of India?

          External Commercial Borrowings (ECB) and Trade Credits - As on Jun 26, 2023

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          External commercial borrowings permitted for on lending to individual borrowers for affordable housing flats under harmonised infrastructure list. Housing finance companies are permitted to raise external commercial borrowings and trade credits for the specific purpose of on lending to individual borrowers for flats or units in affordable housing projects as defined in the Harmonised Master List.
                            Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.
                              Provisions expressly mentioned in the judgment/order text.

                                  External commercial borrowings permitted for on lending to individual borrowers for affordable housing flats under harmonised infrastructure list.

                                  Housing finance companies are permitted to raise external commercial borrowings and trade credits for the specific purpose of on lending to individual borrowers for flats or units in affordable housing projects as defined in the Harmonised Master List.


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