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of <h1>Borrowers Must Adhere to ECB Guidelines or Face Penal Action Under FEMA for Violations of 2018 Regulations</h1> The borrower holds the primary responsibility for ensuring compliance with the External Commercial Borrowings (ECB) guidelines. Any attempts to bypass or circumvent these guidelines, raise borrowings through unapproved methods, disguise borrowings as other transactions, or violate the Foreign Exchange Management (Borrowing and Lending in Foreign Exchange) Regulations, 2018, may result in penal action under FEMA.
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