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<h1>Cash payment limit under MTSS restricts cash disbursal; excess must be paid by account payee instruments or bank credit.</h1> Under the Money Transfer Service Scheme (MTSS), small remittances may be paid in cash or loaded onto a bank issued prepaid card; transfers above the prescribed cash threshold must be paid by account payee cheque, demand draft, payment order, or credited to the beneficiary's bank account, with limited exceptions for foreign tourists.