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<h1>ECB and Trade Credits Costs Must Stay Within Ceiling Constantly; Averaging Costs Over Time Is Prohibited.</h1> All-in-cost for External Commercial Borrowings (ECB) and Trade Credits must consistently remain within the applicable ceiling at all times. It is not permissible to average costs over a period to comply; for instance, exceeding the ceiling in the first year and compensating with lower costs in the second year to meet the average requirement is not allowed.