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of <h1>Foreign exchange earnings via international credit card can be credited to EEFC account under FEMA guidelines, effective July 5, 2016.</h1> Foreign exchange earnings received via an international credit card, once reimbursed in foreign exchange, are considered remittances through normal banking channels and can be credited to the Exchange Earners Foreign Currency (EEFC) account as per the guidelines effective July 5, 2016, under FEMA regulations.
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