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of <h1>AD Banks Restricted from Extending Credit for Capital Account Transactions under LRS; Permitted for Current Account Remittances</h1> Credit facilities, whether in Indian Rupees or foreign currency, cannot be extended by AD banks to resident individuals for capital account transactions under the Liberalised Remittance Scheme (LRS). However, AD banks are permitted to provide such facilities for current account remittances under the LRS.
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