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of <h1>FCNR (B) Deposits: Renew for 3 Years with 1-Year Lock-In to Qualify for RBI Swap Eligibility.</h1> Maturing FCNR (B) deposits can be renewed and considered fresh deposits for swap purposes if they are renewed for at least three years and have a one-year lock-in period. Only such deposits qualify as eligible for undertaking a swap with the Reserve Bank of India.
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