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of <h1>NRIs and PIOs: Investment Options Under FEMA - Bank Accounts, Securities, and Property Guidelines Explained</h1> The investment facilities available to Non-Resident Indians (NRIs) and Persons of Indian Origin (PIO) under the Foreign Exchange Management Act (FEMA) as of February 1, 2007. It details various bank account options, including NRE, FCNR(B), and NRO accounts, specifying interest rates and repatriation limits. It also covers investment opportunities on repatriation and non-repatriation bases, including government securities, mutual funds, and company debentures. NRIs can invest in immovable property, excluding agricultural land, with repatriation options for sale proceeds. Returning NRIs/PIO can maintain foreign assets and open Resident Foreign Currency accounts in India.
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