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<h1>Indian Agents Can Appoint Sub-Agents, Including Retail Outlets, If Credentials Are Approved by Authorized Dealers or FFMCs.</h1> An Indian Agent can be an Authorized Dealer Category-I bank, Authorized Dealer Category-II, Full Fledged Money Changer (FFMC), or the Department of Posts. Indian Agents are permitted to appoint sub-agents, which may include retail outlets and commercial entities with a place of business, provided their credentials are acceptable to the Indian Agent.