Indian Agent eligibility defined: authorised dealers, money changers or postal service may act and appoint sub-agents. An Indian Agent for remittances under the Money Transfer Service Scheme and Rupee Drawing Arrangement must be an Authorised Dealer Category I bank, an Authorised Dealer Category II, a Full Fledged Money Changer, or the Department of Posts, and may appoint sub agents such as retail outlets or commercial entities with a place of business whose bonafides are acceptable to the Indian Agent.