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of <h1>Banks Can Offer Loans to FCNR (B) Account Holders and Mark Lien on Deposits per FEMA FAQs Update</h1> Banks are allowed to offer loans to Foreign Currency Non-Resident (Bank) [FCNR (B)] account holders and can mark a lien on these deposits. This is outlined in the updated FAQs on deposit schemes for Non-Resident Indians as of September 13, 2013, under the Foreign Exchange Management Act (FEMA).
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