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of <h1>Section 38 of IBC 2016: Guidelines for Claim Consolidation and Submission During Liquidation Process</h1> Under the Insolvency and Bankruptcy Code, 2016, Section 38 outlines the process for consolidating claims during liquidation. The liquidator is tasked with collecting creditor claims within 30 days from the start of liquidation. Financial creditors can submit claims through an information utility, or alternatively, as operational creditors if not recorded. Operational creditors must submit claims with specified documentation. Creditors with both financial and operational claims must submit them according to their respective categories. Creditors have the option to withdraw or amend their claims within 14 days of submission.
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