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<h1>Agent's personal liability: agents generally neither enforce nor are bound by principal contracts, with specific presumptions.</h1> An agent acting for a principal does not, absent an express agreement otherwise, personally enforce contracts made for the principal, nor is the agent personally bound by them; however, a presumption of a personal contract arises where the agent deals for a merchant resident abroad, where the principal's name is not disclosed, or where the disclosed principal cannot be sued.