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<h1>Maturity calculation of negotiable instruments excludes the day of date, presentment, protest or event when counting days.</h1> For promissory notes and bills payable a specified number of days after date, after sight, or after an event, the initial day-whether the date itself, the day of presentment for acceptance or sight, the day of protest for non-acceptance, or the day the event occurs-must be excluded when computing the date of maturity.