Section 89 - Payment of instrument on which alteration is not apparent

Payment on altered instrument discharges payer when paid by apparent tenor, with banks required to ensure exact cheque image tenor.

Payment on a negotiable instrument whose material alteration is not apparent discharges the payer if paid according to the apparent tenor and in due course. For electronic images of truncated cheques, any difference in apparent tenor is a material alteration and banks or clearing houses must ensure the image's exactness and verify that received images match those transmitted.