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<h1>Understanding Crossed Cheques: Ensuring Secure Transactions Under Negotiable Instruments Act, 1881</h1> A cheque is considered crossed generally when it has two parallel transverse lines across its face, with or without the words 'and company' or any abbreviation, and may include the words 'not negotiable.' This crossing indicates specific handling instructions for the cheque under the Negotiable Instruments Act, 1881, ensuring it is processed through a bank account rather than being cashed directly.