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of <h1>Section 12 of the Negotiable Instruments Act defines 'foreign instrument' as not drawn or payable under Indian laws.</h1> Section 12 of the Negotiable Instruments Act, 1881, defines a 'foreign instrument' as any negotiable instrument that is not drawn, made, or made payable within the jurisdiction of Indian laws. This classification affects how such instruments are treated under the Act, distinguishing them from domestic negotiable instruments.
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