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of <h1>Bill of exchange dishonoured by non-acceptance if drawee fails to accept; governed by Negotiable Instruments Act, 1881.</h1> A bill of exchange is considered dishonoured by non-acceptance when the drawee, or one of multiple non-partner drawees, fails to accept the bill upon being duly requested. This also applies if presentment is excused and the bill remains unaccepted. Additionally, if the drawee is legally incompetent to contract or if the acceptance is conditional, the bill may be treated as dishonoured under these circumstances as outlined in the Negotiable Instruments Act, 1881.
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