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<h1>Presentment for payment: holders must present negotiable instruments; banks may demand originals for truncated cheque verification.</h1> Presentment for payment mandates that promissory notes, bills of exchange and cheques be presented by or for the holder to the maker, acceptor or drawee, with presentment by registered post acceptable where authorised; promissory notes payable on demand and without a specified place require no presentment to charge the maker. For truncated cheques, the drawee bank may demand further information or the truncated cheque itself for verification where reasonable suspicion exists, and may retain the truncated cheque if it pays on that demand.