Advance wage recovery must be in instalments, capped within each wage period and recorded in Form-IV. Recovery of advances of money given after employment begins, and advances of wages not already earned, must be made by the employer from the employee's wages in instalments determined by the employer. No instalment in a wage period may exceed fifty per cent of the employee's wages, subject to the ceiling specified in rule 13, and the recovery particulars must be recorded in the register maintained in Form-IV.