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of <h1>Clause 158 proposes replacing Section 31 of National Housing Bank Act, enhancing oversight on housing finance deposit disclosures.</h1> Clause 158 of the Finance (No. 2) Bill, 2019 proposes to replace Section 31 of the National Housing Bank Act, 1987. The new section empowers the National Housing Bank to require housing finance institutions, which are companies accepting deposits, to submit statements, information, or particulars about these deposits to both the National Housing Bank and the Reserve Bank. This information can include details on deposit amounts, purposes, periods, interest rates, and terms. Additionally, these institutions must provide copies of their annual financial statements to depositors holding amounts above a specified limit, as directed by the National Housing Bank.
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