Repayment of provident fund withdrawals requires instalment repayment, trustee interest rules, and employer salary deductions. Repayment of provident fund withdrawals is required in instalments: up to forty-eight monthly instalments for marriage withdrawals and up to twenty-four monthly instalments for other permitted purposes; employers must deduct instalments from salary starting from the second monthly payment after withdrawal or after return from leave without pay, and interest is payable under a stepped schedule with trustees empowered to charge an alternative rate one percentage point above the prevailing fund balance rate.