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of <h1>Rule 68: Employees Can Withdraw Provident Fund for Health, Education, Housing, and More Under Specific Conditions</h1> Withdrawals from recognized provident funds by employees are permitted under specific circumstances as per Rule 68 of the Income-tax Rules, 1962. These include expenses related to illness, higher education, travel, marriage, funerals, and ceremonies, as well as housing-related costs. Withdrawals are also allowed for insurance premiums, legal defense costs, damage from natural disasters or riots, and household expenses during employment disruptions. Special provisions exist for employees earning up to five thousand rupees per month. The rule defines 'family' as those wholly dependent on the employee, including spouse, children, parents, sisters, and minor brothers.
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