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<h1>Provident Fund withdrawal limits for medical, marriage and housing purposes set eligibility, caps and refund obligations.</h1> Withdrawals from recognised provident funds are conditioned by employee pay level and purpose: medical and marriage withdrawals by higher-paid employees are capped at six months' pay or the exempt accumulation; lower-paid employees' withdrawals for certain purposes are limited to one-half of their contributions with interest and require minimum service and a contribution floor. Housing-related withdrawals impose alternative quantitative limits depending on pay, service tenure or impending retirement, timelines for construction/purchase/loan repayment, instalment disbursements with trustee verification, prohibition on encumbered or divided ownership purchases, and mandatory refund with interest if funds exceed cost or are misapplied.