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<h1>Second Provident Fund withdrawal allowed under Rule 68 exceptions, even if first is unpaid; conditions apply for low-income earners.</h1> A second withdrawal from a Recognised Provident Fund is generally not allowed until the first withdrawal is fully repaid, except under specific conditions. These exceptions include withdrawals for purposes outlined in certain clauses of Rule 68, even if the first withdrawal is unpaid. Additionally, employees earning up to five thousand rupees monthly may withdraw for constructing a house, completing a house purchase, or finishing house construction if they previously withdrew for related purposes. These conditions apply to withdrawals made within six years before October 3, 1981.