Senior Citizens' Welfare Fund centralises unclaimed amounts from inoperative accounts into a designated Fund for eligible interest allocation. Defines core terms for the Senior Citizens' Welfare Fund: the Fund (established under the Chapter), the Committee (Inter-Ministerial oversight body), eligible interest (interest on principal transferred at rates notified by the Central Government), Financial Year, inoperative account (accounts unused for three years or since maturity), unclaimed amount (sums in such inoperative accounts), Institution (banks, Post Offices or other notified holders), and the rulemaking meanings of notification and prescribed; senior citizen means an Indian aged sixty years or above.