Access to information: information utilities must allow stakeholders to view insolvency records and provide records free to authorities. Information utilities must permit specified persons-submitting users; debt parties and host banks for certain categories; corporate debtors and auditors for other categories; insolvency professionals as under the Code; the Adjudicating Authority; and the Board-to access stored information, and may permit authorised persons or consented third parties. Users must be able to view the date of last update, authentication status, and verification status when accessing records. Information provided to the Adjudicating Authority and the Board must be supplied free of charge.