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<h1>Section 21 exempts pre-1882 investments from Section 20 restrictions, allowing certain trust fund investments and savings bank deposits.</h1> Section 21 of the Indian Trusts Act, 1882, specifies that the restrictions outlined in Section 20 do not apply to investments made prior to the enactment of this Act. It permits investment in a mortgage of immovable property already pledged as security under the Land Improvement Act, 1871, or allows trust money, not exceeding three thousand rupees, to be deposited in a Government Savings Bank. This provision ensures certain pre-existing investments and smaller trust funds are not restricted by newer regulations.