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            <h1>Understanding 'Authorised Person' Under FEMA Act: Dealers, Money Changers, Offshore Units Explained</h1> The term 'authorised person' under the FEMA Act, 1999 includes authorised dealers, money changers, and offshore banking units. The Reserve Bank of India (RBI) authorizes individuals or entities to deal in foreign exchange or securities. Authorised dealers are defined under the Foreign Exchange Management Regulation, 2015, and include factors authorized under the FEMA Act. Money changers, either full-fledged or restricted, are licensed by the RBI to buy and sell foreign currency under specific conditions. Offshore banking units, a newer concept, operate within Special Economic Zones and engage in foreign exchange transactions under specified regulations.

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