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            <h1>Definition of 'Service' under Foreign Exchange Management Act, 1999: Includes banking, insurance, real estate; excludes free or personal services.</h1> Under the Foreign Exchange Management Act, 1999, 'service' encompasses any service made available to potential users, including facilities related to banking, financing, insurance, medical and legal assistance, real estate, transport, energy supply, lodging, entertainment, and information services. It excludes services provided free of charge or under personal service contracts. This definition is part of a manual and ready reckoner for reference in legal and practical contexts.

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