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of <h1>Foreign Exchange Rules: Convert, Retain, or Use Foreign Currency as per RBI Guidelines for Complete Repatriation.</h1> The Foreign Exchange Management (Realisation, Repatriation and Surrender of Foreign Exchange) Regulations, 2015, outline the procedures for repatriating foreign exchange to India. Upon realization, individuals must either sell the foreign exchange to an authorized person for rupees, retain it in an account with an authorized dealer as specified by the Reserve Bank, or use it to settle foreign-denominated debts as per Reserve Bank guidelines. Repatriation is considered complete when payment in rupees is received in India from a foreign bank or exchange house account maintained with an authorized dealer.
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