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<h1>Complaints under Section 4 of Banning Unregulated Deposit Schemes Act need Regulator's filing; excludes company deposit takers.</h1> Section 27 of the Banning of Unregulated Deposit Schemes Act, 2019, stipulates that no Designated Court can take cognizance of an offence under section 4 unless a complaint is filed by the Regulator. This section, along with section 4, does not apply to deposit takers that are companies.