Regulated Deposit Schemes: specified regulators' registered schemes and statutory deposit arrangements are treated as regulated under the Act. The Schedule enumerates entities and scheme types that constitute Regulated Deposit Schemes: capital market schemes (collective investments, alternative investment funds, portfolio management, employee benefit arrangements, mutual funds) under the securities regulator; deposits and related arrangements under the central banking regulator including NBFCs, bank business correspondents and authorised payment systems; insurance contracts under the insurance regulator; cooperative, chit, money lending and prize chit schemes under state authority; and listed housing, pension, provident fund, multi state cooperative and company law deposit arrangements, together with schemes registered with any statutory regulatory body or notified by the Central Government.