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        Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.

        Provisions expressly mentioned in the judgment/order text.

        <h1>Festive personal loan borrowers favour quick digital disbursals and easy end-to-end application over lowest interest rates.</h1> Consumers prioritise quick disbursal and minimal documentation over lowest interest rates when choosing personal loans for festive expenses, with 42% citing speed as decisive and 80% preferring guided digital marketplaces that offer comparison and application; borrowing appears measured-nearly 60% took loans below INR 5 lakh and 42% chose tenures under five years-and major uses include home renovation, appliances and gifting.

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