https://www.taxtmi.com/news?id=61647 Consumers prioritise quick disbursal and minimal documentation over lowest interest rates when choosing personal loans for festive expenses, with 42% citing speed as decisive and 80% preferring guided digital marketplaces that offer comparison and application; borrowing appears measured-nearly 60% took loans below INR 5 lakh and 42% chose tenures under five years-and major uses include home renovation, appliances and gifting. en-us Fri, 14 Nov 2025 18:31:03 +0530 Fri, 14 Nov 2025 18:31:03 +0530 TaxTMI RSS Generator https://www.taxtmi.com/news?id=61647 Consumers prioritise quick disbursal and minimal documentation over lowest interest rates when choosing personal loans for festive expenses, with 42% citing speed as decisive and 80% preferring guided digital marketplaces that offer comparison and application; borrowing appears measured-nearly 60% took loans below INR 5 lakh and 42% chose tenures under five years-and major uses include home renovation, appliances and gifting. News - Fri, 14 Nov 2025 18:31:03 +0530 https://www.taxtmi.com/news?id=61647