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Speedy Disbursal, Digital Ease Drive Festive Loan Choices: Paisabazaar Survey
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....peedy Disbursal, Digital Ease Drive Festive Loan Choices: Paisabazaar Survey<BR>PTI News<BR>Dated:- 14-11-2025<BR>PTI<BR>42% chose lenders providing quick disbursals and easy processes, over low interest rates; home renovation, shopping, and gifting top reasons Gurgaon, Haryana, India (NewsVoir) Consumers taking personal loans for festive expenses are increasingly prioritising instant disbursals a....
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....nd convenient end-to-end digital processes over traditional factors like interest rates, revealed a new survey by Paisabazaar, India’s leading marketplace for consumer credit and other financial products. According to the survey, conducted among over 10,200 respondents, 42% of consumers said they chose their lender for quick disbursal with minimal documentation, while 25% said lowest interest ....
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....rates was the most important factor while choosing an offer - underscoring a shift toward speed and simplicity in borrowing behaviour. A large majority — 80% of respondents — said they prefer guided digital platforms like Paisabazaar for loan comparison and application, with 53% citing faster approvals and disbursals as the top factor that would make borrowing even easier. Santosh Agarwal,....
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.... CEO, Paisabazaar, said “The growing confidence among consumers across segments to take personal loans — not just for essential needs, but also for aspirations, lifestyle, and festive spends — reflects a maturing credit ecosystem. Conversations with consumers, as reflected in the survey, clearly indicate a preference for seamless and digital processes that makes access to credit convenient, ....
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....transparent and easy.” Growing Adoption of Festive Personal Loans The survey showed that 41% of respondents took a personal loan for festive expenses for the first time, indicating new adoption in this category. 46% said they are very likely to take a personal loan again in festive seasons, reflecting rising confidence in personal loans as a convenient and reliable financing option. Home renov....
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....ation and furnishing (18%) was the top reason for taking a personal loan during the festive season, according to the survey by Paisabazaar, followed by appliances, electronics, and festive shopping or gifting (15%). Other key categories included gold and jewellery (12%), debt consolidation (10%), and fashion and lifestyle shopping (10%) — highlighting the diverse financial needs of consumers dur....
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....ing this period. Nearly 60% of borrowers availed festive personal loans below INR 5 lakh, while 42% preferred tenures under 5 years, signalling prudent and manageable borrowing behaviour among consumers. About Paisabazaar Paisabazaar, a part of PB Fintech (listed since 2021), is India’s largest marketplace for consumer credit and free credit score. Over the last 11 years, Paisabazaar has ear....
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....ned the trust of over 50 million consumers and it handles 20 lakh+ monthly enquiries from 1000+ cities. Paisabazaar has built 65+ partnerships withBanks, NBFCs, and fintechs to offer a broad range of credit products. Paisabazaar is ISO (27001:2013) and PCI DSS certified organisation, with industry-best controls, to safeguard the best interest of consumers. (Disclaimer: The above press release co....
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....mes to you under an arrangement with Newsvoir and PTI takes no editorial responsibility for the same.). PTI PWR PWR<BR> News - Press release - PIB....