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          <h1>Foreign Residents Barred from Accepting Deposits in India Without Reserve Bank Authorization Under Regulation 3</h1> Regulation 3 of the Foreign Exchange Management (Deposit) Regulations, 2016 prohibits persons resident in India from accepting or making deposits with persons resident outside India, except when specifically authorized by the Reserve Bank. The Reserve Bank may grant permission upon application if deemed necessary, providing a mechanism for potential exceptions to the general restriction on cross-border deposit transactions.

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