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        FEMA

        SCHEDULE 3 - Non-Resident Ordinary Rupee Account Scheme - NRO Account

        Foreign Exchange Management (Deposit) Regulations, 2016
        Chapter 01

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        NRO account rules restrict repatriation and set permissible credits, debits, loans, account operations and reporting obligations. The NRO account scheme prescribes eligibility, account types, permitted credits and debits, and restrictions on remittance; mandates undertaking at account opening; allows loans/overdrafts subject to conditions and exclusions; regulates joint accounts, Power of Attorney operations with strict limits, conversion on change of residential status, nominee payments on death, and reporting of suspicious transactions and specified account-holder details to authorities.
                      Cases where this provision is explicitly mentioned in the judgment/order text; may not be exhaustive. To view the complete list of cases mentioning this section, Click here.
                        Provisions expressly mentioned in the judgment/order text.

                            NRO account rules restrict repatriation and set permissible credits, debits, loans, account operations and reporting obligations.

                            The NRO account scheme prescribes eligibility, account types, permitted credits and debits, and restrictions on remittance; mandates undertaking at account opening; allows loans/overdrafts subject to conditions and exclusions; regulates joint accounts, Power of Attorney operations with strict limits, conversion on change of residential status, nominee payments on death, and reporting of suspicious transactions and specified account-holder details to authorities.


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