Non-resident deposit regulation clarifies permitted account types and cross-border repatriation, loan and joint-holding rules for NRIs/PIOs. These Regulations govern deposits between Indian residents and non-residents, defining key terms and exempt categories, and prescribing permitted non-resident account schemes (NRE, FCNR(B), NRO, SNRR, Escrow) with their eligibility, operational conditions, repatriation rules, loan and joint-holding provisions. They address special arrangements for companies, RRBs and power-of-attorney operations, require RBI approval for deposits outside the Regulations, and provide transitional and notification details.