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<h1>Restrictions on Nidhi operations: prohibition on accepting deposits from non-members and on non-core financial activities and fundraising.</h1> Rule 6 enumerates prohibitions on Nidhis: they shall not carry on non-core financial businesses, issue preference shares or any debt instruments, open current accounts for members, acquire or control other companies, accept deposits from or lend to non-members or body corporates, pledge members' assets, enter partnership arrangements for lending/borrowing, solicit deposits by advertisement (except private circulation to members), pay brokerage for mobilisation of deposits, or raise external loans for advancing loans to members; locker rental to members is allowed within a twenty per cent gross income cap.